Investor Services

What investors expect from your financials

Key reports, forecasts and governance practices that help investors understand your business and assess its readiness for capital.

Whether you’re raising from a bank, an angel or a private equity fund, investors look for the same thing: confidence that your numbers are accurate, your business is well run and your plan is realistic. Being investor-ready is as much about discipline as it is about growth.

The core financial reports

Investors will expect to see:

  • Annual financial statements — ideally prepared in line with IFRS for SMEs
  • Management accounts — recent monthly numbers showing how the business is tracking
  • Cash-flow statements — proof you understand and manage liquidity
  • Debtors and creditors ageing — visibility of what you’re owed and what you owe

A credible forecast

A forecast tells investors how you think. Strong forecasts are:

  • Built bottom-up from real drivers, not arbitrary growth percentages
  • Backed by clear assumptions you can defend
  • Presented with sensible best, base and downside scenarios

Governance and records

Beyond the numbers, investors assess how the business is run. Clean CIPC and SARS compliance, organised contracts, a tidy cap table and proper board records all signal a business that can absorb capital responsibly.

Closing the gap

Most businesses have some gaps — historical records that need tidying, forecasts that need building, or compliance items to resolve. Addressing these before you approach investors strengthens your position and your valuation.

M&J Consultants prepares investor-ready financials, builds defensible forecasts and gets your governance in order — so you walk into the room with confidence.

Need advice for your business?

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